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Access to Small Business Capital and Venture Capital is Limited or Non-Existent in the Developing world. Borrowers often have to travel great distances at great cost and personal burden to get loans - and then often must make weekly payments back to these centralized locations and on top of that, pay interest rates at 300% APR or more. Micro-sized loans can be used to buy capital intensive items such as Solar Powered Lighting Units. Units priced at just $9 are cost-prohibitive in many places but they can mean the difference between using dangerous, pollutive, and costly Kerosene. Using philanthropist.org - users can find and directly provide the capital on a 1-to-1 basis, as a micro-loan, or a donation. During the first Pre-Pilot Program, newbie "workerteers" were initially pleased to learn that a small remote village had at least some basic banking infrastructure...nearly every small village had a small "BANCA" staffed with a person and sanctioned by the government. Often, these locations were the only permanent "retail" structures in the village. However, we soon learned that "Bancas" here are actually *LOTTERY* outposts!! Gambling mechanisms seems to be able to reach even remote locations!

 
March - 2010
 
 
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