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Why not Give twice and Give the Gift of Giving? Let your recipient pick a project of interest.

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No Bank Needed: Peer-to-Peer Lending is here to Stay!

Peer-to-Peer Lending By-Pass-the-Bank

Membership in peer-to-peer lending groups is climbing fast, and so is the money involved. As quoted in the Washington Post, Celent, the Boston-based research firm, expects such loans to grow to $5.8 billion in 2010. Technology will dramatically transform the banking industry - however, the world's poorest will still be left behind. It is estimated that the industry needs $250 billion to get capital to all the poor people who need it. And, of the 400,000,000 people living outside a banking system, hundreds of millions will soon be crossing the digital divide. This represents an extraordinary opportunity to pioneers in social entrepreneurship. provides a marketplace of investment opportunities where socially minded investors can choose entrepreneurs to sponsor, while monitoring returns with social and financial impact. Social Investing, Peer-to-Peer Lending, Micro-Finance, Micro-Credit, Social Venture Capital, Online Giving, and Micro-Philanthropy all blur the line between investing and giving towards a cause.

• We promote entrepreneurship as a long-term solution to poverty.
• We allow socially minded investors to invest in and directly fund projects (as loans or donations) from $5 to $5000.
• Out of $248 billion in charitable giving in the USA, 75% is from non-wealthy individuals.
• 89% of USA households give with an average annual contribution of $1,620.
• Platform helps recover the billions are lost in “inefficient philanthropy”.
•On average, non-profits spend 26% on fundraising, meaning 26 cents of every dollar is then spent soliciting more funds.
•Poor people at the “bottom of the pyramid” need help *today* to bridge the digital divide – we come to them.
• Microfinance programs boast 97% payback rates; recipients take pride in paying back your loan.
•Platform facilitates life transforming investments to hardworking entrepreneurs who want to pay back the loan.
April - 2010
   Operating Statistics ................

Lifecycle: 3671 days

Visitors: 12,310

Subscribers: 4,400

Loan Portfolio: $800

Members: 10,678

Entrepreneurs: 8,274

Philanthropists: 954

Online Now: 6008

Projects: 2

Fraud Complaints: 0


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